A home equity loan is a form of secured lending that uses the equity in your home as collateral. Lending institutions hire a professional appraiser to determine the value of your property. The value of your home is often higher than the loan amount, so be sure to have your property appraised before applying for a loan. Typically, you can...

You may have heard of debt consolidation if you're struggling with credit card bills. While you will likely pay one monthly payment, you may find yourself paying more interest in the long run. The good news is that debt consolidation can help you manage your finances more efficiently and save money overall. There are several benefits of debt...

If you have poor credit, getting a mortgage is not as difficult as it may seem. Some lenders specialize in making conventional loans to people with bad credit. These loans have fewer restrictions on credit and require lower down payments than conventional mortgages. Typically, there are three main options for people with bad credit who are...